There are several sources of help for assisting with adoption costs. This list is provided as a starting point for prospective adoptive families seeking financial assistance.
Below is a list of organizations that can assist families with financial assistance. Chosen Child Adoption Services is not affiliated with nor endorses any of these organizations.
|National Adoption Foundation||Grants, Loans, and Fundraising assistance through OneCause. Grants from $500-2k||www.fundyouradoption.org
|Gift of Adoption Fund||Grants for adoption completion- range $1,000 to $7,500.||www.giftofadoption.orgor call 877.905.2367|
|ABBA Fund||Interest free loans.||www.abbafund.orgor call 888.775.3422
|Bank of America||Unsecured loans designed for adoptive parents.||www.bankofamerica.comor call 888.457.2543
|Founding Family||Grants for domestic and international adoption.||www.foundingfamily.orgor call 615.457.2188
|God’s Grace Adoption Ministry||Grants and fundraising assistance.||www.ggam.orgor call 209.572.4539
|Home for Good Foundation||Free fundraising materials.||www.hfgf.orgor call 541.479.5926
|Kingdom Kids Adoption Ministries||Grants and fundraising firstname.lastname@example.org
or call 509.465.3520
|Lifesong for Orphans||Matching grants and interest free loans. Both Hands Mission||www.lifesongfororphans.org309.747.3556|
|Shaohannah’s Hope (Show Hope)||Grants average 5k||www.showhope.orgor call 615.550.5600
|Adoption Bug||Fundraising through t-shirt email@example.com
|Connected Hearts Ministry||Grants to adopt older children or children with special needs||www.connectedheartsministry.org|
|Help Us Adopt
|Grants from $500-15k||www.helpusadopt.org
|Families Outreach||Grants for Christian couples with endorsement from their church||www.familiesoutreach.org|
|Katelyn’s Fund||Grants for those adopting a child with special needs. Average grant-3k||www.katelynsfund.org|
Many businesses provide parental leave or benefits to their employees. Parental leave may refer to federal or state legislation requiring most employers to provide unpaid leave for a period after birth/adoption, or it may refer to specific company policies that offer enhanced benefits. Benefits provided to employees may include parental leave, medical expenses to the birthmother, seminars, classes, or counseling before and after placement. It is also becoming more common for companies to offer financial assistance to defray the cost of adoption. Check with your employer to determine what benefits may apply.
Adoption Tax Credit: Federal & State
A significant federal adoption tax credit may be available for many families. Information about the federal tax credit can be found through the Internal Revenue Service. The specific website for adoption credit is www.irs.gov/taxtopics/tc607.html. The website provides information and forms to complete. The Internal Revenue Service can also be contacted at 1-800-829-1040. Families should consider consulting a tax professional for details or assistance regarding this alternative.
A state adoption tax credit may also be available. For information on adoption assistance by state refer to www.childwelfare.gov/adoption/adopt_assistance. Families should consider consulting a tax professional for details or assistance regarding this alternative.
The military may reimburse active duty personnel for one-time adoption expenses up to $2,000 per child and up to $5,000 per family per year. The reimbursement applies to the adoption of an international child, a domestic infant, or a special needs child. Reimbursement is made only after the adoption is finalized and other services are available after adoption. More information is available at www.childwelfare.gov/pubs/f_milita.cfm.